Going off to college can be an expensive change of life. After all, there are a lot of fees and preparations that need to be made for students to successfully transition into a college environment. Fortunately, there are a lot of new cars that are sensible, affordable, and long lasting. If you are heading off to school soon, here are four cars to consider that are great for college students in Dallas.
Most people need a loan when they go to buy a new car because of the high costs associated with getting one. Sometimes we get carried away and agree to spend more than we originally planned. Here’s how to cope with that big, ugly auto loan and come out ahead financially.
Pay More Than the Minimum Monthly Payment
The easiest and best way to tackle a large auto loan is to pay more than the minimum monthly payment each month. This may mean increasing how much you pay toward your auto loan by a fixed amount or putting any extra money you get, such as tax returns and Christmas bonuses, toward paying off the loan. Make sure that whatever extra payments are made go to the principal and not just the next payment amount due. You’ll save the most money in interest this way.
Implement a Debt Repayment Plan
Dave Ramsey and Suze Orman both advocate debt repayment plans that many people have followed to get out of debt and create a more financially healthy lifestyle. Many of the people that have followed these plans have found success. If you pay off the smaller debts in the other areas of your life, you may find yourself with more money to pay off your larger auto loan.
Brown Bag Your Lunch and Reinvest Savings
Think about how you spend money in your daily routine. Do you get a latte every day from a coffee shop, buy lunch with your coworkers, or pick up dinner on the way home? Finding less expensive replacements for these common expenses, at least most of the time, makes it easier to save money. Whatever money you save from bringing your lunch to work instead of buying it from a nearby restaurant can be applied to the principal balance of your car loan.
Refinance Your Car Loan
In most instances, it isn’t smart to refinance your car loan. After all, you want to pay off your car loan sooner and for less money. Refinancing your car loan doesn’t make sense if it increases the amount of time you’ll be paying for the loan. If you can reasonably refinance your car loan for a lower interest rate or move up your payoff date to pay the loan off faster, it might make sense to use refinancing as a strategy to help get rid of the car loan.
Own Your Car Longer
The longer you own your car, the most cost effective owning a car will be. This means that you should invest in preventive maintenance such as oil and filter changes as recommended by the dealership. You should drive safely to prevent accidents. When your car loan is paid off, consider investing some money each month into a savings fund to help put a bigger down payment toward your next car so you’ll have lower monthly payments from the beginning.
Paying off debt can feel great and free up money each month. By using these strategies, you can pay off your car sooner. This will strongly reduce your family’s overall debt burden.
Have you always dreamed of owning a performance car but think you need to put down six figures to own one? Think again. You’ll find plenty of great performance cars in Dallas, Texas, for cheaper prices than you realize. The following four cars offer power and excellent performance at under $50,000.
Ford Mustang GT
Car fanatics continue to drool over the iconic American-built Mustang — and for good reason. This Mustang has the looks everyone on the drag racing strip wants.
If it’s the brawny looks and a fun drive you’re looking for, the V6 and 2.3-liter EcoBoost models will earn you enough street cred. However, serious petrolheads will give the 5.0-liter V8 engine the nod as it pumps out 435 horsepower and 400 pound-feet of torque. Start it up, and that deep guttural rumble breaks out the goosebumps.
The Mustang features larger intake and exhaust valves, straighter intake ports, and an improved manifold. Electronic Line-Lock keeps the front brakes locked while releasing the rear brakes, letting you spin and warm up the rear wheels.
Volkswagen Golf GTI
Volkswagen created a winning recipe back in the 1970s when they launched the Golf GTI and gave birth to the hot hatch segment. This car soon became a wildly desirable car with its winning combination of compact size and lusty power under the hood. The base engine is a 2.0-liter turbocharged, direct-injection four-cylinder engine with a six-speed manual transmission. You’ll get 210 horsepower and 258 pound-feet of torque.
With pricing that starts at only $25,595, this vehicle is still one of the most popular hot hatches around. Higher up the ladder, the 2017 model with autobahn-tuned suspension will cost you $34,095. For those seeking more of an edge, opt for the Golf R, which takes you from zero to 60 mph in less than five seconds and still comes in under $40,000.
With a starting price of $26,695 for the base model, you get symmetrical all-wheel drive with active torque vectoring. In addition, you’ll discover a sport-tuned suspension, a 268-horsepower turbocharged 2.0-liter Subaru Boxer engine, and a six-speed manual transmission.
Up the stakes with the WRX STI model that churns out 305 horsepower with its 2.5-liter engine. The STI is stiffer, both in terms of the body structure and the suspension. Steering is quicker than the standard WRX, and the braking system is spot on.
This hot street-legal rally car deftly handles tight corners on the paved road while bouncing nimbly over uneven dirt roads.
Chevrolet Camaro SS
Adequately competing with the Ford Mustang is Chevy’s much-loved Camaro, which continues to be a popular choice in Texas. Both sport similar V8 engines, but the Camaro SS wins with its 6.2-liter engine paired with an eight-speed transmission. The Camaro generates 455 horsepower, making it just that bit faster.
If the price of $42,900 for the top-of-the-range V8 is too steep, the 1LT model with a modest turbocharged 2.0-liter engine comes in at a respectable $26,900. Introduced to the world in 1966, the Chevrolet Camaro comes with a 50-year history and pedigree. Hit the start button and revel in the ferocious roar.
As you can see, having an awesome performance car parked in your garage that will turn the neighbors green with envy is not as far out of reach as you once thought.
Vehicles are like friendships; they come, and they go. Unfortunately, it’s not until they disappear that one understands their purpose. The following automobiles are getting the boot, and some brand fanatics suffer a devastating loss, but only time will tell if the incoming fleet can ever compete with its fallen predecessors.
Chrysler Town & Country
As one of the oldest runs in vehicle history, it’s hard to lay this one to rest. Since the 1940s, this vehicle has transformed from a wagon, into a sedan, and now into a minivan with impressive options like stow away seating. After transporting thousands of families, this minivan will be replaced by the Chrysler Pacifica. For those brand loyal families who have owned several generations of Town & Country vehicles, this will be a hard hit, but the luxuries of the Pacifica will ease the burden.
A feline name would fit this vehicle more accurately since it has managed to sustain many deaths just to resurface stronger. Originally designed to be a modern-day Cobra, the Viper inception included a focus on innovation. In 2007, the Viper was sold to Cerberus Capital Management, causing a brief lapse in production.
After a complete overhaul in 2008, the economy collapsed, and so did the desire for luxury cars. Dodge CEO Ralph Gilles stated 2010 would be the Viper’s last year, but Chrysler Fiat CEO Sergio Marchionne brought the hot rod back three years later. If history repeats itself, this car might rise up once again.
Dallas is the ninth largest city, population-wise, in the United States. With that many people in such a small area, it’s sure to grow hectic at times. Those who aren’t used to big city driving might call local motorists aggressive, but when you’re trying to get somewhere in Dallas, the less assertive you are, the more likely you are to cause an accident. So how do visitors survive the cluttered roadways?
Know the Lay of the Land
Buy a map of Dallas or look one up on Google Maps before you venture into the city. Residents know where they’re going, and they’re in a hurry to get there. If you are heading up Central Expressway during peak traffic time and don’t know if you’re supposed to veer east or west on 635, no GPS in the world can help you get to the correct lane in time. You might as well take a deep breath and catch a U-turn after the next exit.
Check Out Closures Before Heading Into Town
On any given day, there is construction going on. Since ice and sleet aren’t a major factor, work on roadways can be completed any time of the year. Therefore, the best way to dodge traffic jams is to check closures in advance. Channel 5 offers a traffic map that they update frequently. Also, the Waze app utilizes the community to document problems on roadways, so a passenger in a vehicle 30 miles south can alert other motorists of a two-by-four in the middle of the Interstate 35E entrance ramp.
Avoid Traveling in Rush Hour
Even though the streets in this metropolis are normally bustling, they turn into parking lots from 7-9 a.m. and 4-6 p.m. People rush to arrive at work on time or eagerly dart home. So, avoid those hours when masses of vehicles fill the roadways.
Avoid the Freeways
Taking the side streets is beneficial, especially during the holiday season when festive decorations fill trees and courtyards. In addition to reminding you of all the beautiful sights in the area, avoiding the freeways makes for a more peaceful drive. Select a radio station to your liking (there are tons to choose from), and embrace a longer but less fierce travel to your destination. You might even get a whiff of the ham and cheese muffins coming from J.D.’s Chippery as you drive down Hillcrest and stop to delight in the most amazing cookies west of the Mississippi River.
Take the Dallas North Tollway
When all else fails, pay the fee to access the toll road. This is a cashless venture. Cameras take a picture of your plates if you don’t have a Texas toll tag, and you receive a bill in the mail. Keep in mind this thoroughfare might be just as crowded as the other freeways, especially if there are road closures or it’s a Friday afternoon.
Essentially, if you want to travel in Dallas, pack your patience. Although the people are lovely there, the traffic is something else. Still, don’t get too distressed about aggressive drivers that you forget to soak in all there is to offer in Texas’s third most populated city.
For a car lover, overdosing on classic cars at car shows and museums is impossible. Texas has some fantastic car museums featuring unique collections that car enthusiasts will adore. Instead of visiting every museum with a certain make or era of car, take a trip around Texas and look at a different representation of automobiles in every city where you stop. These five museums will expand your car knowledge and deepen your zeal.
Horton Classic Car Museum
According to the Centers for Disease Control and Prevention (CDC), close to 6 million car accidents occur each year. Car companies continue to take steps to make cars safer for consumers using the most sophisticated technology.
Although car-to-car communication may sound like something from “The Jetsons,” but this is not science fiction. Learn more about this futuristic technology and where you can soon find it.
Taking your furry friend along on car trips can be a hassle. By nature, dogs are frisky four-legged creatures that thrive on running wild and free. Traveling in a car is unnatural to dogs, but with the right pet accessories, you and Sparky can have a comfortable ride together. Check out five car accessories every dog owner needs in their arsenal.
Waterproof Seat Covers
Sometimes there are great cars that just don’t sell well. Whether it’s because of the name or current car trends that prevent buyer interest, there have been some great cars that didn’t sell well but could make fantastic, affordable used cars today.
Acura NSX, 1990-2005
Let’s start off with an oldie but a goodie. There’s no good reason why this car wasn’t truly a big hit, other than it was a sporty car made by Honda. The modest exterior was hiding a fantastic, aluminum V6 engine and all-aluminum chassis. It’s time to go looking for a throwback of this car that was made from 1990 to 2005, as it’s been re-released in 2016.
Ford Focus, 1998
As the first mid-size hatchback to have independent rear suspension, we have no idea why this car wasn’t a huge success. The 1998 Focus featured a bold design and radical engineering as well as great driveability as a bonus. Though most people bought it only for the hatchback, this truly was one of the best driving Ford cars released in the last 20 years.
Surprised? Yeah, so are we. The Porsche Boxter is a well-known car, but not always a well bought car. This fantastic car is sometimes considered the cheap Porsche or a Porsche for girls. We have to say, if that’s true, boys have bad taste. There have been many iterations of the Boxter released, and each one has its own great qualities, but the most recent has a great engine sound and aggressive handling.
BMW E46 M3, 2001-2006
Talk about an underrated car. This BMW resells for just $16,000. If you’re looking for a great-looking used car that also handles well, this is the one to look for. The V6 engine, good suspension, fantastic steering, and fat tires all combine to create a great drive.
Unlike many cars that are designed to be short and tiny, this doesn’t make you feel like you’re driving in a packed clown car. The interior is designed to be cute, with motorcycle-inspired instruments and paneling. The perky, quick handling only adds to the greatness of this car. It’s cheap to run and the outside doesn’t look so bad. What more could a used car buyer ask for?
Ford Taurus SHO
Why buy new when you can buy used? Ford has released a 2016 version of the Taurus SHO, but we think this is a great used car to buy. The Fusion is not the only Ford Sedan we should be talking about. The Taurus is about 10 inches bigger than the Fusion and has an EcoBoost V6 engine that can pack a punch with 365 horsepower. You should definitely give this all-wheel drive car a chance if you’re looking for something to buy used.
No matter what style of car you’re looking for, we’ve included some great options for the discerning driver who’s looking to buy used and save money without sacrificing driveability, look, or comfort. Don’t take it from us, there are plenty of cars that fit this description.
Whether you’re looking for a romantic getaway, or you just want to get the family out of the house for a weekend, Dallas has several locations that aren’t too far away and give you a satisfactory mini-vacation. From outdoor excursions to other family friendly ventures, you’ll find something that’s sure to please every member of your party. Here are just a few places close to the “Big D” that offer entertainment and a fun drive to boot.